classic plus scheme guide

classic plus is one of the pension schemes in Civil Service Pensions (CSP).

The schemes cover all civil servants and certain groups of non-civil servants, subject to eligibility. For ease of reference, we use the term ‘civil servant’ in this booklet.

After 31 March 2015, with the introduction of the new scheme alpha, no person is in or is eligible to be in pensionable service under classic plus unless the person is a protected member. This is because all other members would’ve transitioned into the alpha scheme from 1 April 2015.

A protected member means either a full protection member or a tapered protection member.

If you’ve transitioned into alpha and you want to find out more about how this affects your pension, you should read the alpha scheme guide.

Introduction ​

Introduction into the classic plus scheme. 

Introduction

Membership

Up to 30 September 2002, the only pension offered to civil servants was the Principal Civil Service Pension Scheme (PCSPS).

Membership

​​​Paying for your benefits ​

Up to and including 30 September 2002, you would’ve contributed 1.5% of your pay towards certain benefits. 

Paying for your benefits

​​Boosting your pension

Added pension is an additional pension that you can choose to buy.

Boosting your pension

​​Leaving early

If you leave voluntarily or opt out of classic plus before you retire, you have a choice of options.

Leaving early

​​Retiring on or after scheme pension age

Partial retirement allows you, with the agreement of your employer, draw some or all your pension and remain working.

Retiring after pension age

​​Getting your pension

You’ll receive an annual pension and a one-off lump sum.

Getting your pension

​​Choices on retirement

You’ll be able to choose to give up part of your pension for an additional lump sum.

Choices on retirement

​​Death Benefits

A lump sum is payable to the person(s) or organisation you’ve nominated when you die.

Death benefits

​​Other information

If you’ve any concerns, you should raise them with us.

Other information

​​Finding out more

We hold your classic plus pension records and administer your pension on your employer’s behalf, including working out and arranging your pension payments.

Finding out more