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classic scheme guide - Finding out more

The Scheme Administrator

We hold your classic pension details on behalf of your employer and can, therefore, give you information which is specific to you. We do not have the authority to advise you on financial matters relating to pension decisions you may have to make. If you want help in making such decisions, we suggest you contact an Independent Financial Adviser.

Publications

We have a range of booklets and leaflets covering all aspects of the CSP arrangements and associated benefits, all of which appear on the Civil Service Pensions website. Alternatively, you can contact us for hard copies.

Annex A - Refund of widow(er)s’ pension contributions

Men

Men who have been unmarried throughout their service are entitled to a refund of all their widows’ pension contributions. From 1 April 2012, you will only receive a refund of the 1.5% WPS contributions paid. You will not receive a refund of the additional contributions above 1.5% paid from that date. If you have been married or in a civil partnership for only part of your service, you are entitled to a refund of the contributions you have paid since your marriage or civil partnership ended. Contributions are refunded as follows:

Contributions paid for service before 6 April 1978 will be refunded with interest and paid when you take your pension.

Contributions paid for service on or after 6 April 1978 (including any contributions paid towards family benefits as part of an added years option made on or after that date). will be refunded when you retire. They will be refunded with interest and the deduction of a single, non-returnable payment. That payment is to cover the cost to the scheme of providing a post-retirement widow’s pension if you marry or enter a civil partnership after leaving and die before your wife or civil partner. We will not ask you to repay the refund if you do marry or enter a civil partnership.

Women

Women who have been unmarried throughout their service are entitled to a refund of all their widowers’ pension contributions. From 1 April 2012, you will only receive a refund of the 1.5% WPS contributions paid. You will not receive a refund of the additional contributions above 1.5% paid from that date. If you have been married or in a civil partnership for only part of your service, you are entitled to a refund of the contributions you have paid since your marriage or civil partnership ended. Contributions are refunded as follows:

Contributions paid for service before 6 April 1988 will be refunded with interest and paid when you take your pension.

Contributions paid for service on or after 6 April 1988 (including any contributions paid towards family benefits as part of an added years option made on or after that date). will be refunded when you retire. They will be refunded with interest and the deduction of a single, non-returnable payment to cover the cost to the scheme of providing a post-retirement widower’s pension if you marry or enter a civil partnership after age 60 and die before your husband or civil partner. We will not ask you to repay the refund if you do marry or enter a civil partnership.

Important note

There may be circumstances in which we cannot pay your refund as a cash lump sum. If that is the case, we will convert some or all of it into extra pension and a smaller lump sum.