nuvos scheme guide

Who should read this guide? 

This guide contains useful details about nuvos. nuvos is one of the pension schemes in Civil Service Pensions.  

The arrangements cover all civil servants and certain groups of non-civil servants, subject to eligibility. 

nuvos was closed to new entrants from 1 April 2015. After 31 March 2015, with the introduction of alpha, no person is in or is eligible to be in pensionable service under nuvos unless the person is a protected member. This is because all other members would’ve transitioned into the alpha scheme from 1 April 2015. 

A protected member means a full protection member, a tapered protection member, or an ill-health protection member. 

If you’ve transitioned into alpha and you want to find out more about how this affects your pension, you should read the alpha scheme guide.

​​Membership

nuvos is an occupational defined benefit pension scheme. It provides a way of saving for your retirement.

Questions 1 - 7

Membership

​​​What does nuvos cost? ​

In nuvos you’ll pay a variable contribution rate dependent upon your pensionable earnings.

Questions 8 - 12

What does nuvos cost?

​​What benefits will I get?

The pension age for most members of nuvos is 65. See how your circumstances will affect your pension.

Questions 13 - 25

My benefits

​​Working later in life

If you draw your pension later than age 65 see how nuvos will change for you.

Questions 26 - 30

Working later in life

​​Boosting your pension

Explore the options of how you can increase your nuvos pension.

Questions 31 - 37

Boosting your pension

​​Transferring in other pensions

Learn how you can bring in existing pension schemes into your nuvos pension.

Questions 38 - 45

Transferring in other pensions

​​Benefits for your dependants 

Declare dependants, nominees and learn how your partner can benefit via your nuvos pension.

Questions 46 - 58

Benefits for your dependants

​​Leaving before pension age

Covers resignation, not being able to return to work due to ill-health, and the options nuvos gives you in the event of any of these circumstances happening.

Questions 59 - 67

Leaving before pension age

​​Other information

Some of the FAQs that you might have about the nuvos scheme.

Questions 68 - 75

Other information

​​Finding out more

Explore the routes to get further information about the nuvos pension scheme.

Questions 76 - 80

Finding out more